When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

1.  HOME BUYING GUIDE

Purchasing a home is an exciting journey, but it can also feel overwhelming, particularly for first-time buyers. This guide is designed to help buyers navigate the home-buying process with confidence. It covers key steps such as:

• Getting pre-approved for a mortgage: The guide explains the importance of pre-approval, how lenders evaluate credit, employment, and debt, and the different mortgage options available.
• Important factors when selecting a home: It outlines considerations like budget, location, home features, and lifestyle needs.
• Overview of different home styles: It provides descriptions of various home styles, including single-family homes, condos, townhouses, and more.
• Glossary of terms: A homebuyer's glossary defines key real estate and mortgage-related terms to simplify the process.

>  RE/MAX Canada Home Buyer Guide (PDF)

Additionally, please check out RE/MAX First's guide, "The Importance of a Buyer's Agent" (PDF)

2. MORTGAGE INFORMATION

Understanding your financing options is crucial to making a confident home purchase. Whether you're exploring mortgage types or trying to figure out how much you can afford, we’ve got you covered.

Financing Options
Learn about the different types of mortgages available in Alberta, such as conventional mortgages, high-ratio mortgages, and government-backed programs for first-time buyers like the First-Time Home Buyers’ Incentive.

Loan Types
Explore the pros and cons of fixed-rate vs. variable-rate mortgages, as well as other loan options like refinancing or private lending.

Mortgage Calculators
Make smarter financial decisions with our easy-to-use mortgage calculators. Find out what you can afford, estimate monthly payments, or calculate potential interest savings.

> Mortgage Affordability Calculator

3. LOCAL MARKET INSIGHTS

Stay ahead of the market with current data and trends in the Alberta real estate landscape. Whether you’re looking to buy in Calgary, Edmonton, or anywhere in Alberta, we provide up-to-date information to help you make informed decisions.

Current Market Trends
Gain insight into Alberta’s real estate market with the latest updates on property prices, market demand, and trends by region. Our experts provide monthly analysis on price fluctuations, the number of listings, and the overall market direction.

Pricing Information
Browse Alberta’s most recent median home prices and learn how different areas within Calgary and surrounding areas compare. Find out how neighborhoods are evolving, which areas are growing, and where there’s the most demand.

Neighborhood Information
Discover detailed profiles of various communities within Alberta. We’ll guide you on what makes each neighborhood unique, including amenities, schools, and local attractions.